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Mike Pero Mortgages

Dave Clemens: With you from woe to go

We're a key partner of our local Chamber:

Proudly supporting

the Kāpiti business community.

Working with families (who become friends) on the Kapiti Coast, Dave is more than just a mortgage broker—he’s a trusted advisor, a community player, and a friendly face in the local market. With a career spanning over two decades, Dave has built a reputation for being approachable, knowledgeable, and deeply committed to the success of his clients.

“Buying a home is one of the biggest decisions you’ll ever make. My job is to make sure you feel in control every step of the way.” 

Bridging the Gap from First Home Buyers to Seasoned Investors

Whether you’re a young couple looking to buy your first home or a seasoned investor planning your next move, navigating the complexities of the mortgage market can be daunting, but Dave helps his clients balance their long-term goals, local market activity, and the carious scenarios that could impact their decisions. 

“I see myself as an advisor through the uncertainty and calculated risks that comes with purchasing a property. When I sit down with my clients, we get real about what they’re working with and what they haven’t possibly considered, and together I help them make smart choices that will undoubtedly impact their future.”

One of Dave’s greatest strengths is his extensive network of relationships across banking, real estate, financial advising, and insurance sectors. This network allows him to offer solutions tailored to each of his client’s unique needs.

Connections Across the Board

“Having strong connections means I can provide my clients with the best options available. If I need sector specific advice, I know exactly who to reach out to, and who to trust”

A Community Member Through & Through

“Everything I do is for my family and the community. Guiding our kids and making sure they’re set up for the future is what pushes me in my work. A lot of the people and couples that I work with are looking to set themselves up in a community. I take a lot away from helping them do exactly that."

Dave’s commitment to his community is evident in everything he does. He actively supports local causes, particularly those that benefit families and youth, such as the Scouts. 

Knowledge and Expertise

“I’ve seen and done it all before,” Dave says confidently. “That experience allows me to be flexible and adaptable to my client’s needs. There’s no one-size-fits-all here. IT’s specific to your personal goals, your financial situation, and everything in between.”

With an in-depth understanding of the products and variations offered by different banks, Dave is well-equipped to find the best mortgage solutions for his clients. His knowledge spans across a multitude of financial products.

Dave’s commitment to his clients doesn’t end once the mortgage is secured. He measures his own success on being contactable and available for ongoing support. 

With You From Woe to Go

“I’m here for my clients on an ongoing basis. Whether it’s a question about your mortgage or advice on your next financial step, I’m happy for my clients to call me as a sounding board.”

In a market where financial decisions can often feel overwhelming, Dave Clemens stands out as a local guy with strong networks, reliability and support. This, combined with his extensive knowledge and friendly nature, makes him the go-to mortgage broker for anyone looking to navigate the complexities of home buying with confidence on the Coast. 

About Mike Pero

Dave Clemens

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Mike Pero

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Mike Pero

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Contact Us: 04 970 3600

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